The Empress and harbour boats at dusk
Harbour & Key Auto Car Financing · Trade-ins · Vehicle Selection
Call Frank · 250-885-7397

Victoria's car-buying concierge

Your next car,
handled.

Premium, one-on-one service that makes buying a car easy, even fun. We work with any credit, plus top value for your trade and expert vehicle selection.

14+years in auto
15min call-back
$0to get started

Start with a call

Tell me what you need. I'll call you back within 15 minutes during business hours.

No credit check to request a call. Your info is only used to help with your request and may be shared with a licensed partner dealer to do that. Never sold to marketers.

What I handle

The parts of car buying people dread, done for you.

Financing, any credit

We work with any credit: good, bruised, none or new to Canada. I work the lenders so you get a payment that fits your life.

Vehicle selection

Tell me how you drive, what you need and what you want to spend. I'll match you to the right vehicle, new or used.

Trade-ins, top value

Get a real number for your vehicle, even if you still owe on it. No lowball games.

How it works

Three easy steps. No runaround.

01

Request a call

Thirty seconds on the form. No credit check, no commitment.

02

Talk with Frank

We go over your budget, your credit and your trade, and work out what makes sense.

03

Pick up your keys

Approval, paperwork and the right vehicle lined up. You just come in and drive.

Every situation welcome

New to Canada, rebuilding credit or buying your first car? We can help.

Thin credit, bruised credit or no Canadian credit history yet? It's more common than you think, and it's not a deal-breaker. Whatever your situation, I'll walk you through every step.

1

Reach out

Call, text or fill in the form. You don't need perfect credit to start the conversation.

2

Bring the basics

Your driver's licence, a job letter or recent pay stubs, and your down payment if you have one. New to Canada? Add your PR card or work/study permit. I'll confirm exactly what you need.

3

I find your approval

I work with lenders and programs for every situation, including newcomers and credit rebuilders, and I'll explain every number in plain language.

4

Drive and build credit

Pick up your keys. Every on-time payment helps build or rebuild your credit.

We work with any credit. Financing is subject to lender approval.

Your concierge

Hi, I'm Frank.

I've spent over 14 years helping people in Victoria get into the right vehicle. A lot of them were told no somewhere else. My job is to find the yes, and to make it simple and honest along the way.

Whether you're upgrading, rebuilding your credit, buying your first car or just want someone in your corner, call me.

Call Frank · 250-885-7397

Ready when you are.

Premium service, zero pressure. Let's make this the easiest and most enjoyable car you've ever bought.

Get my call from Frank 250-885-7397